The terms “Esquire Financing Inc.” , “Lender” , “we” , “us” and “our” refer to Esquire Financing Inc. The terms “Borrower” and “you” refer to the enrolled inquiry of Esquire Financing Inc.’s business loans.
These Terms and Conditions form the contract between you as a borrower and Esquire Financing Inc. as the lender. By accessing this website, you agree to be bound by these website Terms and Conditions of Use, all applicable laws, rules and regulations and agree that you are responsible for compliance with any applicable laws. If you do not agree with any of these terms, you are prohibited from using or accessing the website.
The following contact/personal information may be collected from you should you wish to avail of the services in this site:
The materials contained in this website are protected by applicable copyright and trademark law. All copyright, trademarks and all other intellectual property rights in this website and its content are owned by, licensed and used by Esquire Financing Inc. as permitted by law. You will not use this website for any purpose that is unlawful or prohibited.
Further, you agree that you shall not:
You further agree not to use any electronic communication feature in the website for any purpose that is unlawful, tortuous, abusive, and intrusive on another’s privacy, harassing, libelous, defamatory, embarrassing, obscene or threatening.
Materials provided on this website are provided “as is” without warranty of any kind, either express or implied. Esquire Financing Inc. specifically does not make any warranties or representations as to the accuracy or completeness of any such materials. Esquire Financing Inc. periodically adds, changes, improves, or updates the materials on this website which may be done without notice and your continued access or use of this website shall be deemed your acceptance to the modified terms and conditions. Under no circumstance shall Esquire Financing Inc. be liable for any direct, indirect, incidental, special or consequential damages, even if it has been advised of the possibility of such damages.
You agree to assure and hold Esquire Financing Inc. and its parent companies, subsidiaries and affiliates, directors, managers, officers, associates, assistants and licensors free and harmless, as well as indemnify them, from any and all losses, expenses, damages and costs resulting from any violation of these terms and conditions.
You also agree to assure and hold us free and harmless from any liability arising from any loss or damage of whatever nature in connection with the loan applications coursed through this website in the following instances:
The materials appearing on the website could include technical, typographical, or photographic errors. Esquire Financing Inc. does not warrant that any of the materials on its website are accurate, complete, or current. Esquire Financing Inc. may make changes to the materials contained on the website with or without notice. Esquire Financing Inc. does not, however, make any commitment to update the materials.
Esquire Financing Inc. may revise the Terms and Conditions of use for this website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these Terms and Conditions of Use.
Esquire Financing Inc. has not reviewed all of the sites linked to this website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Esquire Financing Inc. of the linked site. Use of any such linked website is at your own risk.
Any claim relating to this website shall be governed by the laws of the Republic of the Philippines.
Maintaining your privacy is an important part of the products and services that we provide. This Privacy Statement, hereafter referred to as “Statement”, explains how we collect, protect, use, and share information when you access our websites and/or apply for and avail of our products and services.
This Statement outlines the general practices of Esquire Financing Inc. (“EFI”) in relation to our processes and content which are made available through our network of websites, our online and mobile applications, and social media pages (collectively referred to as “websites”). This Statement also covers the privacy practices for our customers who apply for and obtain products and services from us, such as, but not limited to, business loans, car loans, truck loans, and other such products and services that EFI may offer from time to time.
The privacy practices described in this Statement are primarily intended for individuals situated in the Philippines and are designed to comply with the Data Privacy Act of 2012 (R.A. 10173) and its implementing rules and regulations. When accessing our websites and/or availing of our services from outside the Philippines, you acknowledge and agree that your information may be transferred to and processed in the Philippines following legal and regulatory standards for data protection that may differ from your current or home jurisdictions.
When you apply for or avail of any product or service that EFI offers or when you interact with our employees, authorized representatives, agents and service providers, we collect your personal information. This may include, among others:
We may, as and when necessary, seek to verify or augment these information with third-party entities including government regulators, judicial, supervisory bodies, tax authorities or courts of competent jurisdiction and, in the process, gain additional information about you.
In the course of availing our products and services, we also collect information about your transactions and dealings which include your account activities, movements and interactions with third parties such as, but not limited to, merchants, utility companies, and your suppliers and clients.
We may also collect, use and keep your personal opinions or comments made known to us via feedback or responses to surveys or any other interaction that you had with our employees, authorized representatives, agents and service providers.
We use the information collected to deliver and provide the products and services that you have availed to:
We may share your personal information with our subsidiaries, affiliates and third parties, under an obligation of confidentiality.
Further, if you are, become, or apply to become a client of any of our subsidiaries and affiliates, EFI and the subsidiary/ies and/or affiliate/s concerned has the option, but not the obligation to, rely upon, use, and share your relevant personal and/or account information for any of the following purposes:
We may transfer, store, and/or process your personal data outside the Philippines. In doing so, we will comply with the Data Privacy Act and its implementing rules and regulations.
We wish to assure you that we do not, and will not, sell personal data to any third parties. All our engagements with third parties shall be fully compliant with our obligation of confidentiality imposed on us under the applicable agreements and/or terms and conditions or any applicable laws that govern our relationship with you.
We fully recognize the value of your personal information particularly as it may include sensitive personal information such as your gender, government-issued IDs, etc. Appropriately, we strive to maintain the confidentiality, integrity and availability of your personal information by employing physical, technological and procedural safeguards. We train our employees to properly handle your information. Whenever we engage other companies to provide services for us, we require them to protect personal information aligned with our own security standards.
Your personal information shall be retained for as long as the purpose for which it was collected, and such other purposes that you may have consented to from time to time, remains in effect and until such time as it is no longer required nor necessary to keep your information for any other legal, regulatory or business purposes.
In respecting your rights to privacy, you may opt to tell us:
We may charge a fee for processing your request/s for access and/or update. Such a fee depends on the nature and complexity of your request. Information on the processing fee will be made available to you prior to making the request.
For any queries, clarifications or requests on any aspect of this Statement, the exercise of your rights pertaining to your personal information or to provide any feedback that you may have about our processing of personal information, please visit any of our branches or get in touch with our Customer Service Representative at (02) 8811 8888 or email us at email@example.com, during regular office hours, from Mondays to Fridays.
You may also write our Data Protection Officer at:
Data Protection Officer
Esquire Financing Inc.
31/F Penthouse, High Street South Corporate Plaza Tower 1
26th Street, Bonifacio Global City, Taguig City PH 1634
We may modify or amend this Data Privacy Statement from time to time to keep up with any changes in relevant laws and regulations applicable to us or how we collect, use, protect, store, share or dispose of your personal information. Any relevant updates will be posted on the EFI website.
Personal Information/Data - refers to any information whether recorded in a material form or not, from which the identity of an individual is apparent or can be reasonably and directly ascertained by the entity holding the information, or when put together with other information would directly and certainly identify an individual.
Sensitive Personal Information/Data - refers to personal information: